Cardiff Council Tax 2026/2027

Official municipal billing authority: Cardiff Council (Unitary Authority (Wales)) in Wales, Wales. Administering 12 postcode districts under Council Tax (Wales 2003/2026 Revaluation Bands A-I).

Band D Base Annual£1,965.80100% Consistent Base

YoY Annual Increase+4.51%+£84.83 vs 2025/26

Regional Rank (Wales)#2 of 22In Wales

Postcodes Monitored12Postcode Districts

Statutory Tariff Table: Cardiff

Full annual fees and discounted rates applicable across all 12 outcodes in this authority.

10 & 12 Monthly Direct Debit

Valuation Band	Full Annual (£)	10-Mo Direct Debit	12-Mo Installment	Single Person (-25%)	Single 10-Mo
Band A	£1,310.53	£131.05/mo	£109.21/mo	£982.90	£98.29/mo
Band B	£1,528.96	£152.90/mo	£127.41/mo	£1,146.72	£114.67/mo
Band C	£1,747.38	£174.74/mo	£145.62/mo	£1,310.54	£131.05/mo
Band DBenchmark	£1,965.80	£196.58/mo	£163.82/mo	£1,474.35	£147.44/mo
Band E	£2,402.64	£240.26/mo	£200.22/mo	£1,801.98	£180.20/mo
Band F	£2,839.49	£283.95/mo	£236.62/mo	£2,129.62	£212.96/mo
Band G	£3,276.33	£327.63/mo	£273.03/mo	£2,457.25	£245.73/mo
Band H	£3,931.60	£393.16/mo	£327.63/mo	£2,948.70	£294.87/mo
Band I	£4,586.87	£458.69/mo	£382.24/mo	£3,440.15	£344.02/mo

2026/27 Statistical Rank & Regional Benchmark

Deterministic mathematical comparisons against statutory Wales benchmarks and regional council tax league averages.

Fiscal Year 2026/2027

1. Benchmark & Regional Delta+£236.50vs Wales average Band D (£1729)

Cardiff Band D is +13.7% higher than the statutory Wales benchmark. Cumulative 5-year difference: +£1182.50.

Regional mean in Wales: £1729.30 (+£236.50).

2. Wales StandingRank #2 of 22 in WalesTop 9% highest Band D in Wales

Within Wales, Cardiff ranks #2 of 22 billing authorities for Band D charges.

Nation Percentile: 9th percentile in Wales.

3. Direct Debit Installment Options£196.58 / 10 mosor £163.82 / 12 months

Switching from the default 10-installment plan to the statutory 12-month schedule lowers your monthly bill by £32.76 / month, spreading cash outflows across February and March.

Local authorities are legally required to grant 12-month billing upon written or online request.

Nearby Authorities in Wales: Cheaper vs Pricier Alternatives

Cheaper Neighbouring Councils in Wales:

Powys

Save £78.73/yrBand D: £1887.07 (-4%)

Denbighshire

Save £84.46/yrBand D: £1881.34 (-4.3%)

Rhondda Cynon Taf

Save £98.33/yrBand D: £1867.47 (-5%)

Higher-Tariff Neighbouring Councils in Wales:

Swansea

+£82.60/yrBand D: £2048.40 (+4.2%)

Who Sets Your Bill: Precepting Authority Structure

Statutory breakdown structure for Council Tax levied across Cardiff (Cardiff Council).

Statutory Local Tiers

Welsh Unitary Authority & Police Precept Structure

Your council tax in Cardiff combines charges set by:

Cardiff Council: Covers all local authority services, schools, and social care.
Police & Crime Commissioner: Regional police precept set for your territorial police area.
Community / Town Council: A community precept where a local community council is established.

Official Bill Verification: Exact statutory line-by-line pound allocations are itemised on your annual Council Tax Demand Notice issued each March. For specific budget schedules, consult Cardiff Council's official 2026/27 council tax resolution.