CouncilTaxCostUK
2026/27 Official MHCLG Billing Data
Cheltenham District Council • ONS LAD E07000078
Below England averageRank #198 of 296 (England)

Cheltenham Council Tax 2026/2027

Official municipal billing authority: Cheltenham District Council (District Council (Two-Tier)) in South West, England. Administering 4 postcode districts under Council Tax (England Statutory 1991 Valuation).

Band D Base Annual£2,369.52100% Consistent Base
YoY Annual Increase+4.66%+£105.50 vs 2025/26
Regional Rank (South West)#24 of 27In South West
Postcodes Monitored4Postcode Districts

Statutory Tariff Table: Cheltenham

Full annual fees and discounted rates applicable across all 4 outcodes in this authority.

10 & 12 Monthly Direct Debit
Valuation BandFull Annual (£)10-Mo Direct DebitSingle Person (-25%)Single 10-Mo
Band A
£1,579.68£157.97/mo£1,184.76£118.48/mo
Band B
£1,842.96£184.30/mo£1,382.22£138.22/mo
Band C
£2,106.24£210.62/mo£1,579.68£157.97/mo
Band DBenchmark
£2,369.52£236.95/mo£1,777.14£177.71/mo
Band E
£2,896.08£289.61/mo£2,172.06£217.21/mo
Band F
£3,422.64£342.26/mo£2,566.98£256.70/mo
Band G
£3,949.20£394.92/mo£2,961.90£296.19/mo
Band H
£4,739.04£473.90/mo£3,554.28£355.43/mo

2026/27 Statistical Rank & Regional Benchmark

Deterministic mathematical comparisons against statutory England benchmarks and regional council tax league averages.

Fiscal Year 2026/2027
1. Benchmark & Regional Delta-£22.48vs England average Band D (£2,392)

Cheltenham Band D is -0.9% lower than the statutory England benchmark. Cumulative 5-year difference: -£112.40.

Regional mean in South West: £2511.40 (-£141.88).
2. England StandingRank #198 of 296 in EnglandTop 33% lowest Band D in England

Within South West, Cheltenham ranks #24 of 27 billing authorities for Band D charges.

Nation Percentile: 33th percentile in England.
3. Direct Debit Installment Options£236.95 / 10 mosor £197.46 / 12 months

Switching from the default 10-installment plan to the statutory 12-month schedule lowers your monthly bill by £39.49 / month, spreading cash outflows across February and March.

Local authorities are legally required to grant 12-month billing upon written or online request.

Nearby Authorities in South West: Cheaper vs Pricier Alternatives

Cheaper Neighbouring Councils in South West:
Gloucester
Save £13.68/yrBand D: £2355.84 (-0.6%)
Tewkesbury
Save £28.99/yrBand D: £2340.53 (-1.2%)
Isles of Scilly
Save £321.56/yrBand D: £2047.96 (-13.6%)
Higher-Tariff Neighbouring Councils in South West:
Bath and North East Somerset
+£13.90/yrBand D: £2383.42 (+0.6%)
Cotswold
+£22.13/yrBand D: £2391.65 (+0.9%)
Bournemouth, Christchurch and Poole
+£66.06/yrBand D: £2435.58 (+2.8%)

Who Sets Your Bill: Precepting Authority Structure

Statutory breakdown structure for Council Tax levied across Cheltenham (Cheltenham District Council).

Statutory Local Tiers

Four-Tier Shire County & District Precept Structure

As a two-tier non-metropolitan district, your total bill in Cheltenham is split between four separate precepting bodies:

  • County Council (typically ~70% of bill): Funds upper-tier services including adult social care, children's services, education infrastructure, major highways, and public health.
  • Cheltenham District Council (District Billing Authority, ~10–15%): Collects your tax and funds local borough functions—refuse collection, housing, planning approvals, and environmental health.
  • Police and Crime Commissioner (PCC, ~10–12%): Sets an independent precept to fund regional policing operations.
  • Fire and Rescue Authority (~3–4%): Funds emergency fire rescue and prevention operations.

Where applicable, parished communities also contribute a local Town or Parish Council precept for hyper-local amenities.

Official Bill Verification: Exact statutory line-by-line pound allocations are itemised on your annual Council Tax Demand Notice issued each March. For specific budget schedules, consult Cheltenham District Council's official 2026/27 council tax resolution.