1991 House Value & Band Overpayment Checker
Did you know UK Council Tax bands in England & Scotland are permanently based on what your home was worth on 1 April 1991 (in Wales, 1 April 2003)? Use our regional house price index deflator to discover if your home is in the wrong band.
Your Property Location
Current Band & Valuation Details
Statutory England 1991 Band Thresholds
| Band | 1991 Capital Value Range | Croydon 2026/27 Fee |
|---|---|---|
| Band A | Up to £40,000 | £1733.27/yr |
| Band B | £40,001 to £52,000 | £2022.15/yr |
| Band CCalculated 1991 | £52,001 to £68,000 | £2311.03/yr |
| Band D | £68,001 to £88,000 | £2599.91/yr |
| Band EYour Band | £88,001 to £120,000 | £3177.67/yr |
| Band F | £120,001 to £160,000 | £3755.43/yr |
| Band G | £160,001 to £320,000 | £4333.18/yr |
| Band H | Over £320,000 | £5199.82/yr |
Your home is currently in Band E, but our regional 1991 house price deflator indicates it should be in Band C. You could be entitled to an immediate band reduction and a significant backdated refund!
Why Does the UK Still Use 1991 Property Prices?
When Council Tax was enacted under the Local Government Finance Act 1992 to replace the deeply unpopular Community Charge ("Poll Tax"), the UK Government tasked estate agents and the Valuation Office Agency with valuing roughly 20 million domestic properties across Great Britain in a span of just a few months.
Due to the sheer volume of properties, valuers often conducted "second-gear" drive-by valuations—assigning entire streets to uniform bands without inspecting internal layouts, square footage, or structural defects. In Wales, properties were revalued on 1 April 2003 (with the addition of Band I), but England and Scotland have never undertaken a comprehensive revaluation.
As a result, an estimated 400,000 UK homes remain incorrectly banded today. If you can demonstrate that your property was worth less than its band threshold on 1 April 1991, and provide comparable neighbouring properties in a lower band, the VOA has a statutory duty to review and adjust your band.