CouncilTaxCostUK
2026/27 Official MHCLG Billing Data
Postcode Head-to-Head Council Tax Comparison

NW1 vs N1 Council Tax Comparison

Evaluate annual Band A through H council tax variations, single person discount savings, and authority precept differences between any two UK postcode districts.

Moving from NW1 to N1 saves £99.40 / year on Band D

Camden (London Borough of Camden) is ranked #269 in England, while Islington (London Borough of Islington) is ranked #282 in England.

NW1Rank #269 in England
Camden
London Borough of Camden
Band D Annual:£2207.55
Monthly 10-Mo Direct Debit:£220.76/mo
Single Person Band D (-25%):£1655.66/yr
Typical Household Bill:£2,208 (Band D)
N1Rank #282 in England
Islington
London Borough of Islington
Band D Annual:£2108.15
Monthly 10-Mo Direct Debit:£210.82/mo
Single Person Band D (-25%):£1581.11/yr
Typical Household Bill:£1,874 (Band C)

Band-by-Band Annual Difference: NW1 vs N1

Exact cost variance per property band when moving between Camden (NW1) and Islington (N1).

BandNW1 Annual (£)N1 Annual (£)Annual DifferenceSingle Person Diff
Band A£1471.70£1405.43+NW1 £66.27/yr+£49.70/yr
Band B£1716.98£1639.67+NW1 £77.31/yr+£57.98/yr
Band C£1962.27£1873.91+NW1 £88.36/yr+£66.27/yr
Band D£2207.55£2108.15+NW1 £99.40/yr+£74.55/yr
Band E£2698.12£2576.63+NW1 £121.49/yr+£91.12/yr
Band F£3188.68£3045.11+NW1 £143.57/yr+£107.68/yr
Band G£3679.25£3513.58+NW1 £165.67/yr+£124.25/yr
Band H£4415.10£4216.30+NW1 £198.80/yr+£149.10/yr

Precept Authority Structure (Band D)

Where your council tax payment is allocated in each local authority.

NW1 (Camden)

London Borough: Levied across London Borough of Camden, Adult Social Care, Police, Fire, and parish precepts where applicable.

Exact itemised splits are published on London Borough of Camden's official 2026/27 council tax demand notice.

Band D Baseline:£2207.55
N1 (Islington)

London Borough: Levied across London Borough of Islington, Adult Social Care, Police, Fire, and parish precepts where applicable.

Exact itemised splits are published on London Borough of Islington's official 2026/27 council tax demand notice.

Band D Baseline:£2108.15

Financial Differential: NW1 vs N1

Annual Band D Benchmark Gap
£99.40/year

Residents in N1 (Islington) pay £99.40 less per year for Band D properties than households in NW1 (Camden).

Monthly 10-Instalment Impact
£9.94/month

Over standard 10 monthly direct debit instalments (April to January), this represents a difference of £9.94 per instalment for an average Band D dwelling.

Council tax rates are established annually by local authorities to fund frontline services, including adult social care, children’s services, highways, waste collection, and police and fire authorities. In Camden (NW1), the 2026/27 Band D rate is set at £2207.55 (ranking #269 of 296 in England), while in Islington (N1), the rate is £2108.15 (ranking #282 of 296 in England).

Year-on-year, Camden adjusted its Council Tax requirement by +4.99% (£104.92 on Band D), compared to a change of +4.99% (£100.20) in Islington.

Housing Stock & 1991 VOA Banding Profile

NW1 (Camden)Band Band D
  • Dominant Property Band:Band Band D (Modelled median)
  • Typical Outcode Bill:£2207.55 (Modelled estimate)
  • Valuation Base Date:1 April 1991
  • Billing Authority:Camden
N1 (Islington)Band Band C
  • Dominant Property Band:Band Band C (Modelled median)
  • Typical Outcode Bill:£1873.91 (Modelled estimate)
  • Valuation Base Date:1 April 1991
  • Billing Authority:Islington
Valuation Base Date Notice: Council tax bands in England and Scotland remain tethered to hypothetical market values as of 1 April 1991 (in Wales, 1 April 2003). If neighbouring identical properties in your street are placed in a lower band, you can submit a formal proposal to the Valuation Office Agency (VOA) or SAA in Scotland for a statutory banding review.
Property Taxation Audit • NW1
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Check If You Are Overpaying Council Tax in Camden

Up to 400,000 UK homes are estimated to be in the wrong Council Tax band due to rushed 1991 second-gear valuations. Find out if your property qualifies for a formal band reduction challenge, backdated refunds, or single-person relief.

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