SW1A vs CR0 Council Tax Comparison
Evaluate annual Band A through H council tax variations, single person discount savings, and authority precept differences between any two UK postcode districts.
Moving from CR0 to SW1A saves £1550.36 / year on Band D
Westminster (Westminster City Council) is ranked #295 in England, while Croydon (London Borough of Croydon) is ranked #36 in England.
Band-by-Band Annual Difference: SW1A vs CR0
Exact cost variance per property band when moving between Westminster (SW1A) and Croydon (CR0).
| Band | SW1A Annual (£) | CR0 Annual (£) | Annual Difference | Single Person Diff |
|---|---|---|---|---|
| Band A | £699.70 | £1733.27 | -SW1A £1033.57/yr | -£775.18/yr |
| Band B | £816.32 | £2022.15 | -SW1A £1205.83/yr | -£904.37/yr |
| Band C | £932.93 | £2311.03 | -SW1A £1378.10/yr | -£1033.58/yr |
| Band D | £1049.55 | £2599.91 | -SW1A £1550.36/yr | -£1162.77/yr |
| Band E | £1282.78 | £3177.67 | -SW1A £1894.89/yr | -£1421.17/yr |
| Band F | £1516.02 | £3755.43 | -SW1A £2239.41/yr | -£1679.56/yr |
| Band G | £1749.25 | £4333.18 | -SW1A £2583.93/yr | -£1937.95/yr |
| Band H | £2099.10 | £5199.82 | -SW1A £3100.72/yr | -£2325.54/yr |
Precept Authority Structure (Band D)
Where your council tax payment is allocated in each local authority.
London Borough: Levied across Westminster City Council, Adult Social Care, Police, Fire, and parish precepts where applicable.
Exact itemised splits are published on Westminster City Council's official 2026/27 council tax demand notice.
London Borough: Levied across London Borough of Croydon, Adult Social Care, Police, Fire, and parish precepts where applicable.
Exact itemised splits are published on London Borough of Croydon's official 2026/27 council tax demand notice.
Financial Differential: SW1A vs CR0
Residents in SW1A (Westminster) pay £1550.36 less per year for Band D properties than households in CR0 (Croydon).
Over standard 10 monthly direct debit instalments (April to January), this represents a difference of £155.03 per instalment for an average Band D dwelling.
Council tax rates are established annually by local authorities to fund frontline services, including adult social care, children’s services, highways, waste collection, and police and fire authorities. In Westminster (SW1A), the 2026/27 Band D rate is set at £1049.55 (ranking #295 of 296 in England), while in Croydon (CR0), the rate is £2599.91 (ranking #36 of 296 in England).
Year-on-year, Westminster adjusted its Council Tax requirement by +1.97% (£20.28 on Band D), compared to a change of +4.99% (£123.57) in Croydon.
Housing Stock & 1991 VOA Banding Profile
- Dominant Property Band:Band Band C (Modelled median)
- Typical Outcode Bill:£932.93 (Modelled estimate)
- Valuation Base Date:1 April 1991
- Billing Authority:Westminster
- Dominant Property Band:Band Band C (Modelled median)
- Typical Outcode Bill:£2311.03 (Modelled estimate)
- Valuation Base Date:1 April 1991
- Billing Authority:Croydon
Check If You Are Overpaying Council Tax in Westminster
Up to 400,000 UK homes are estimated to be in the wrong Council Tax band due to rushed 1991 second-gear valuations. Find out if your property qualifies for a formal band reduction challenge, backdated refunds, or single-person relief.