CouncilTaxCostUK
2026/27 Official MHCLG Billing Data
Postcode Head-to-Head Council Tax Comparison

FY1 vs BD1 Council Tax Comparison

Evaluate annual Band A through H council tax variations, single person discount savings, and authority precept differences between any two UK postcode districts.

Moving from FY1 to BD1 saves £152.49 / year on Band D

Blackpool (Blackpool Council) is ranked #86 in England, while Bradford (City of Bradford Metropolitan District Council) is ranked #203 in England.

FY1Rank #86 in England
Blackpool
Blackpool Council
Band D Annual:£2513.22
Monthly 10-Mo Direct Debit:£251.32/mo
Single Person Band D (-25%):£1884.92/yr
Typical Household Bill:£1,955 (Band B)
BD1Rank #203 in England
Bradford
City of Bradford Metropolitan District Council
Band D Annual:£2360.73
Monthly 10-Mo Direct Debit:£236.07/mo
Single Person Band D (-25%):£1770.55/yr
Typical Household Bill:£1,836 (Band B)

Band-by-Band Annual Difference: FY1 vs BD1

Exact cost variance per property band when moving between Blackpool (FY1) and Bradford (BD1).

BandFY1 Annual (£)BD1 Annual (£)Annual DifferenceSingle Person Diff
Band A£1675.48£1573.82+FY1 £101.66/yr+£76.25/yr
Band B£1954.73£1836.12+FY1 £118.61/yr+£88.96/yr
Band C£2233.97£2098.43+FY1 £135.54/yr+£101.65/yr
Band D£2513.22£2360.73+FY1 £152.49/yr+£114.37/yr
Band E£3071.71£2885.34+FY1 £186.37/yr+£139.78/yr
Band F£3630.21£3409.94+FY1 £220.27/yr+£165.20/yr
Band G£4188.70£3934.55+FY1 £254.15/yr+£190.61/yr
Band H£5026.44£4721.46+FY1 £304.98/yr+£228.73/yr

Precept Authority Structure (Band D)

Where your council tax payment is allocated in each local authority.

FY1 (Blackpool)

Unitary Authority: Levied across Blackpool Council, Adult Social Care, Police, Fire, and parish precepts where applicable.

Exact itemised splits are published on Blackpool Council's official 2026/27 council tax demand notice.

Band D Baseline:£2513.22
BD1 (Bradford)

Metropolitan Borough: Levied across City of Bradford Metropolitan District Council, Adult Social Care, Police, Fire, and parish precepts where applicable.

Exact itemised splits are published on City of Bradford Metropolitan District Council's official 2026/27 council tax demand notice.

Band D Baseline:£2360.73

Financial Differential: FY1 vs BD1

Annual Band D Benchmark Gap
£152.49/year

Residents in BD1 (Bradford) pay £152.49 less per year for Band D properties than households in FY1 (Blackpool).

Monthly 10-Instalment Impact
£15.25/month

Over standard 10 monthly direct debit instalments (April to January), this represents a difference of £15.25 per instalment for an average Band D dwelling.

Council tax rates are established annually by local authorities to fund frontline services, including adult social care, children’s services, highways, waste collection, and police and fire authorities. In Blackpool (FY1), the 2026/27 Band D rate is set at £2513.22 (ranking #86 of 296 in England), while in Bradford (BD1), the rate is £2360.73 (ranking #203 of 296 in England).

Year-on-year, Blackpool adjusted its Council Tax requirement by +4.99% (£119.45 on Band D), compared to a change of +4.98% (£111.99) in Bradford.

Housing Stock & 1991 VOA Banding Profile

FY1 (Blackpool)Band Band B
  • Dominant Property Band:Band Band B (Modelled median)
  • Typical Outcode Bill:£1954.73 (Modelled estimate)
  • Valuation Base Date:1 April 1991
  • Billing Authority:Blackpool
BD1 (Bradford)Band Band B
  • Dominant Property Band:Band Band B (Modelled median)
  • Typical Outcode Bill:£1836.12 (Modelled estimate)
  • Valuation Base Date:1 April 1991
  • Billing Authority:Bradford
Valuation Base Date Notice: Council tax bands in England and Scotland remain tethered to hypothetical market values as of 1 April 1991 (in Wales, 1 April 2003). If neighbouring identical properties in your street are placed in a lower band, you can submit a formal proposal to the Valuation Office Agency (VOA) or SAA in Scotland for a statutory banding review.
Property Taxation Audit • FY1
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Check If You Are Overpaying Council Tax in Blackpool

Up to 400,000 UK homes are estimated to be in the wrong Council Tax band due to rushed 1991 second-gear valuations. Find out if your property qualifies for a formal band reduction challenge, backdated refunds, or single-person relief.

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