How much is Council Tax in SY23 for 2026/2027?

In SY23 (Ceredigion), the baseline Band D council tax charge for 2026/2027 is £1508.56 per year. Charges range from £1005.71 for Band A properties up to £3519.97 for the highest band. The most common band in SY23 is Band B, with a typical annual bill of £1173.32.

Which local authority bills Council Tax in SY23?

SY23 is administered by Ceredigion Council (ONS LAD Code: W06000008). The council operates under Council Tax (Wales 2003/2026 Revaluation Bands A-I).

How much is the Single Person Discount in SY23?

Single adult households in SY23 receive a statutory 25% discount on their council tax bill. For a Band D property, this reduces the annual charge from £1508.56 down to £1131.42 (or approximately £113.14 across 10 monthly direct debit installments).

Can I challenge my Council Tax band in SY23?

Yes. If you believe your property in SY23 was over-banded based on 1 April 1991 valuations (or 1 April 2003 in Wales), you can submit a formal proposal to the Valuation Office Agency (VOA) or SAA in Scotland for a statutory banding review. If successful, your band will be lowered and you may be entitled to a retrospective refund backdated to when you moved in.

Ceredigion Council • LAD W06000008

Below Wales AvgRank #16 of 22 in Wales

SY23 Council Tax 2026/2027

Covering Ceredigion (SY23 Postal District) in Ceredigion, Wales (Wales). Tax system: Council Tax (Wales 2003/2026 Revaluation Bands A-I) based on 1 April 2003.

Band D Base Annual£1,508.56100% Authority Benchmark

Typical Household Bill£1,173Most Common (Band B)

YoY Annual Increase+4.56%+£65.79 vs 2025/26

Regional Rank (Wales)#16In Wales League

Statutory Council Tax Tariff: All Valuation Bands

Official billing schedule for 2026/27 including standard full payments and 25% single person discount tiers.

10 & 12 Monthly Options

Valuation Band	Valuation Baseline Range	Full Annual (£)	10-Mo Direct Debit	12-Mo Installment	Single Person (-25%)	Single 10-Mo
Band A	Up to £44,000	£1,005.71	£100.57/mo	£83.81/mo	£754.28	£75.43/mo
Band BMost Common in SY23	£44,001 to £65,000	£1,173.32	£117.33/mo	£97.78/mo	£879.99	£88.00/mo
Band C	£65,001 to £91,000	£1,340.94	£134.09/mo	£111.75/mo	£1,005.71	£100.57/mo
Band DUK Base Rate	£91,001 to £123,000	£1,508.56	£150.86/mo	£125.71/mo	£1,131.42	£113.14/mo
Band E	£123,001 to £162,000	£1,843.80	£184.38/mo	£153.65/mo	£1,382.85	£138.29/mo
Band F	£162,001 to £223,000	£2,179.03	£217.90/mo	£181.59/mo	£1,634.27	£163.43/mo
Band G	£223,001 to £324,000	£2,514.27	£251.43/mo	£209.52/mo	£1,885.70	£188.57/mo
Band H	£324,001 to £424,000	£3,017.12	£301.71/mo	£251.43/mo	£2,262.84	£226.28/mo
Band I	Over £424,000	£3,519.97	£352.00/mo	£293.33/mo	£2,639.98	£264.00/mo

By law, UK councils must provide 12 monthly installments upon request instead of the default 10.Single Person Discount: Statutory 25% Reduction

Who Sets Your Bill: Precepting Authority Structure

Statutory breakdown structure for Council Tax levied across Ceredigion (Ceredigion Council).

Statutory Local Tiers

Welsh Unitary Authority & Police Precept Structure

Your council tax in Ceredigion combines charges set by:

Ceredigion Council: Covers all local authority services, schools, and social care.
Police & Crime Commissioner: Regional police precept set for your territorial police area.
Community / Town Council: A community precept where a local community council is established.

Official Bill Verification: Exact statutory line-by-line pound allocations are itemised on your annual Council Tax Demand Notice issued each March. For specific budget schedules, consult Ceredigion Council's official 2026/27 council tax resolution.

Local Postcode Housing & Tax Variance: SY23 vs Ceredigion

Localized dwelling stock distribution, dominant property bands, and regional council tax alternatives.

Regional Rank #16 of 22

Outcode Dominant BandBand Band BModelled median band

Typical annual bill in SY23 is £1,173/yr (modelled estimate).

Housing Stock DistributionModelled estimate — not official VOA statistics

Entry/Terraced (Bands A–B):48.8%

Mid-Tier Suburban (Bands C–D):36.1%

Executive/Substantial (Bands E–H):15.1%

Regional Benchmark (Wales)-£220.74

Ceredigion charges 12.8% less than the Wales regional average (£1729.30).

Nearby Authorities in Wales (Council Tax Alternatives)

Cheaper Regional Alternatives:

Isle of Anglesey CouncilSave £3.10/yr (-0.2%)

Caerphilly CouncilSave £7.62/yr (-0.5%)

Wrexham CouncilSave £8.97/yr (-0.6%)

Higher-Tariff Regional Neighbours:

Blaenau Gwent Council+£165.47/yr (+11%)

Monmouthshire Council+£226.38/yr (+15%)

Flintshire Council+£244.23/yr (+16.2%)

Outcode Property Profile & Band Distribution

Property band profile and statutory valuation baseline for SY23 (Ceredigion).

Modelled Estimate

Dominant BandBand Band BModelled local median

Typical Outcode Bill£1,173Modelled estimate /yr

Valuation Base Date1 April 2003Statutory VOA benchmark

Billing AuthorityCeredigionLocal council

Estimated Council Tax Band Distribution (SY23)

Modelled estimate — not official VOA statistics (see methodology)

Bands A & B (Entry-Level / Modest Dwellings)48.8%

Bands C & D (Mid-Tier Family Homes)36.1%

Bands E & F (Substantial Family Properties)13.7%

Bands G & H (Large & Executive Residences)1.4%

Statutory 1991 Valuation Baseline & Band Challenge Rights

In England and Scotland, every home's Council Tax band is determined strictly by its market value on 1 April 1991 (or 1 April 2003 in Wales), regardless of when the property was built or what you paid for it. Current property prices do not alter your statutory band.

1. Check NeighboursCompare your band against identical neighbouring properties on the official register.

2. 1991 ValuationBack-calculate your home's 1991 value using historic Nationwide or Land Registry house price indices.

3. Submit ProposalIf evidence shows an incorrect band, submit a formal proposal to the VOA (or SAA in Scotland).

Run 1991 Band Valuation Checker Methodology & Data Sources

Property Taxation Audit • SY23

VOA & SAA Challenge Support•Statutory Relief & Rebanding Assistance

100% Free & Confidential

Check If You Are Overpaying Council Tax in Ceredigion

Up to 400,000 UK homes are estimated to be in the wrong Council Tax band due to rushed 1991 second-gear valuations. Find out if your property qualifies for a formal band reduction challenge, backdated refunds, or single-person relief.

1Review Category

2Contact Details

1. What service or review do you require in SY23?

VOA Band Challenge & Appeal

Investigate whether your property is banded higher than identical neighbors on your street.

Single Person Discount (25% Off)

Check eligibility for 25% single-occupier reduction or rectify missed backdated discounts.

Council Tax Support / Hardship Relief

Low-income, pension credit, student exemption, or disability reduction scheme check.

Full Property Precept & Band Audit

Comprehensive review of local precept charges, annexes, and home alteration band risks.

2. Property Type

3. Timescale / Current Status